{"id":12495,"date":"2024-06-12T09:45:23","date_gmt":"2024-06-12T09:45:23","guid":{"rendered":"https:\/\/used82.com\/?p=12495"},"modified":"2024-06-12T09:45:23","modified_gmt":"2024-06-12T09:45:23","slug":"woman-says-her-family-of-three-had-to-desperately-cut-corners-to-survive-on-92000-a-year","status":"publish","type":"post","link":"https:\/\/used82.com\/?p=12495","title":{"rendered":"Woman says her family of three had to \u2018desperately\u2019 cut corners to survive on $92,000 a year"},"content":{"rendered":"<div>\n<h2 class=\"summary_summary__q_VAA\">The mom said that she has had to make lifestyle adjustments to stay within budget due to the high cost of living<\/h2>\n<p class=\"text_text__nEn66\"><strong>A mom has revealed how she and her family have had to make big adjustments to get by on their household income.<\/strong><\/p>\n<p class=\"text_text__nEn66\">At the time, the family had been on an annual household\u00a0<a class=\"link_link__LDfG6\" href=\"https:\/\/www.unilad.com\/money\">income<\/a>\u00a0of AU $140,000 a year, or around US $92,000.<\/p>\n<p class=\"text_text__nEn66\">This was to cover the expenses of a family of three people, which the mom said &#8216;desperately&#8217; had to cut corners to survive on that income.<\/p>\n<p class=\"text_text__nEn66\">The family had been living on their income of $92,000, but found that their costs were still too high.<\/p>\n<p class=\"text_text__nEn66\">Now, the mom has opened up about her experiences, including how they have managed to make changes so they can get by.<\/p>\n<div class=\"article-image_articleImage__eyzAn\">\n<div class=\"article-image_imageWrapper__ANtPE\"><img decoding=\"async\" src=\"https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=3840&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/bltc1c10b9fca3bb681\/666853dedf88b43341220ae1\/GettyImages-1811771950-2.jpg\" sizes=\"100vw\" srcset=\"https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=640&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/bltc1c10b9fca3bb681\/666853dedf88b43341220ae1\/GettyImages-1811771950-2.jpg 640w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=750&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/bltc1c10b9fca3bb681\/666853dedf88b43341220ae1\/GettyImages-1811771950-2.jpg 750w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=828&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/bltc1c10b9fca3bb681\/666853dedf88b43341220ae1\/GettyImages-1811771950-2.jpg 828w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=1080&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/bltc1c10b9fca3bb681\/666853dedf88b43341220ae1\/GettyImages-1811771950-2.jpg 1080w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=1200&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/bltc1c10b9fca3bb681\/666853dedf88b43341220ae1\/GettyImages-1811771950-2.jpg 1200w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=1920&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/bltc1c10b9fca3bb681\/666853dedf88b43341220ae1\/GettyImages-1811771950-2.jpg 1920w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=2048&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/bltc1c10b9fca3bb681\/666853dedf88b43341220ae1\/GettyImages-1811771950-2.jpg 2048w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=3840&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/bltc1c10b9fca3bb681\/666853dedf88b43341220ae1\/GettyImages-1811771950-2.jpg 3840w\" alt=\"Rising bills are impacting many people. (Images By Tang Ming Tung \/ Getty)\" data-chromatic=\"ignore\" data-nimg=\"fill\" \/><\/div>\n<p><cite class=\"image-credit_imageCredit__YMlqS\">Rising bills are impacting many people. (Images By Tang Ming Tung \/ Getty)<\/cite><\/div>\n<p class=\"text_text__nEn66\">Taking to\u00a0<a class=\"link_link__LDfG6\" href=\"https:\/\/www.unilad.com\/tiktok\">TikTok<\/a>, the mom &#8211; who goes by the username @thatmoneymum &#8211; revealed that after making the changes, they are now luckily able to make ends meet.<\/p>\n<p class=\"text_text__nEn66\">In a post on the\u00a0<a class=\"link_link__LDfG6\" href=\"https:\/\/www.unilad.com\/social-media\">social media<\/a>\u00a0platform, she said: \u201cIt feels embarrassing to admit that six months ago on $140,000 a year, my husband and I were losing money.\u201d<\/p>\n<p class=\"text_text__nEn66\">The controversial post saw her claiming that the high cost of living in\u00a0<a class=\"link_link__LDfG6\" href=\"https:\/\/www.unilad.com\/australia\">Australia<\/a>\u00a0at present means that AU $140k is &#8216;not a high income in the current Australian economy&#8217;.<\/p>\n<p class=\"text_text__nEn66\">Speaking about her experience, she said: \u201cWe desperately needed to make a change for the sake of our family.\u201d<\/p>\n<div class=\"tiktok-embed_tiktok__FJOwE\" data-chromatic=\"ignore\"><iframe title=\"7377631482002672903\" src=\"https:\/\/www.tiktok.com\/embed\/7377631482002672903\" data-mce-fragment=\"1\"><\/iframe><\/div>\n<p class=\"text_text__nEn66\">The mom went on to share some advice for anyone who is struggling with their finances, including how to save on their spending.<\/p>\n<p class=\"text_text__nEn66\">\u201cThe first thing is differentiating between wants and needs,\u201d the TikToker said. \u201cOur generation has honestly been conditioned to buy as soon as that want arises.\u201d<\/p>\n<p class=\"text_text__nEn66\">She explained with the example of a double-walled\u00a0<a class=\"link_link__LDfG6\" href=\"https:\/\/www.unilad.com\/food-and-drink\">coffee<\/a>\u00a0cup which she had wanted to buy.<\/p>\n<p class=\"text_text__nEn66\">But she forced herself to wait and sinstead, bought the cups from an op shop.<\/p>\n<p class=\"text_text__nEn66\">She also shared that many factors impacted them, including saying that their mortgage went up by $800 a month, as well as the expenses that come with having children.<\/p>\n<div class=\"article-image_articleImage__eyzAn\">\n<div class=\"article-image_imageWrapper__ANtPE\"><img decoding=\"async\" src=\"https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=3840&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/blt0c6420672f2ba776\/66685463a3186cf452f23b4c\/GettyImages-174038203.jpg\" sizes=\"100vw\" srcset=\"https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=640&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/blt0c6420672f2ba776\/66685463a3186cf452f23b4c\/GettyImages-174038203.jpg 640w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=750&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/blt0c6420672f2ba776\/66685463a3186cf452f23b4c\/GettyImages-174038203.jpg 750w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=828&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/blt0c6420672f2ba776\/66685463a3186cf452f23b4c\/GettyImages-174038203.jpg 828w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=1080&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/blt0c6420672f2ba776\/66685463a3186cf452f23b4c\/GettyImages-174038203.jpg 1080w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=1200&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/blt0c6420672f2ba776\/66685463a3186cf452f23b4c\/GettyImages-174038203.jpg 1200w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=1920&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/blt0c6420672f2ba776\/66685463a3186cf452f23b4c\/GettyImages-174038203.jpg 1920w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=2048&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/blt0c6420672f2ba776\/66685463a3186cf452f23b4c\/GettyImages-174038203.jpg 2048w, https:\/\/images.ladbible.com\/resize?type=webp&amp;quality=70&amp;width=3840&amp;fit=contain&amp;gravity=auto&amp;url=https:\/\/images.ladbiblegroup.com\/v3\/assets\/blt949ea8e16e463049\/blt0c6420672f2ba776\/66685463a3186cf452f23b4c\/GettyImages-174038203.jpg 3840w\" alt=\"The mom (not pictured) shared her tips for tracking your spending. (Peter Dazeley \/ Getty) \" data-chromatic=\"ignore\" data-nimg=\"fill\" \/><\/div>\n<p><cite class=\"image-credit_imageCredit__YMlqS\">The mom (not pictured) shared her tips for tracking your spending. (Peter Dazeley \/ Getty)<\/cite><\/div>\n<p class=\"text_text__nEn66\">Spending was a big feature, with tracking spending being the &#8216;biggest&#8217; piece of advice.<\/p>\n<p class=\"text_text__nEn66\">The mom said: \u201cThis changed the game&#8230; this helped us realise where we were overspending and we realised food was a massive problem area for us.\u201d<\/p>\n<p class=\"text_text__nEn66\">As a result, the family changed their grocery shopping habits to more budget-friendly options.<\/p>\n<p class=\"text_text__nEn66\">\u201cWe shop at our local market and Aldi and Coles and Woolworths only if we\u2019re desperate,&#8221; she said.<\/p>\n<p class=\"text_text__nEn66\">\u201cThe prices at Coles and Woolies are literally out of control. Washing powder at the Reject Shop is the same price that Woolworths has it at half off in terms of retail.\u201d<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The mom said that she has had to make lifestyle adjustments to stay within budget&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-12495","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"aioseo_notices":[],"views":56,"_links":{"self":[{"href":"https:\/\/used82.com\/index.php?rest_route=\/wp\/v2\/posts\/12495","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/used82.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/used82.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/used82.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/used82.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12495"}],"version-history":[{"count":0,"href":"https:\/\/used82.com\/index.php?rest_route=\/wp\/v2\/posts\/12495\/revisions"}],"wp:attachment":[{"href":"https:\/\/used82.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12495"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/used82.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12495"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/used82.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12495"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}